미국인을 위한 캄보디아 전자비자 결제 수단: 어떤 카드와 지갑이 작동하는가

What the charge looks like in US dollars

The Cambodia eVisa is priced and billed in US dollars. When you confirm an $80 Tourist eVisa, your card is charged $80 in USD — there is no local-currency conversion happening at checkout, and no dynamic-currency-conversion screen asking whether you want to "pay in your home currency" at a marked-up rate. For a US cardholder paying in their own currency, that removes the single most common spot where travelers lose a few dollars to a bad exchange rate.

On your statement, the charge appears as a single line for the visa amount. There is no second "processing" or "service" line tacked on afterward — the all-in price is one charge. If you also pay for the e-Arrival Card, that shows as its own separate $5 line, because it is a separate filing, not a hidden add-on to the visa. Seeing two clean lines — one for the visa, one for the e-Arrival Card — is exactly what you should expect, and is a quick way to confirm nothing extra was slipped in.

The one variable outside the quoted price is your own bank. Even though the charge is in US dollars, some US card issuers treat a payment processed through an overseas merchant as an international transaction and add a foreign-transaction fee of roughly 1 to 3 percent. That is your bank charging you, not the visa price changing. A card with no foreign-transaction fee avoids it entirely. Our Cambodia eVisa foreign-transaction-fee guide for Americans explains when this fee applies and which everyday US cards skip it.

Why a US card gets declined — and the 30-second fix

When a US card fails at the Cambodia eVisa checkout, the problem is almost never the visa site and almost always something on the card side that is easy to clear. Knowing the short list ahead of time means you can fix it in seconds instead of assuming the whole application is broken. Here is what actually trips up American cardholders, in rough order of how often it happens.

• Your bank flagged the charge as fraud. By far the most common cause. An unexpected international charge from a Cambodian-linked merchant looks suspicious to US fraud systems, so the bank declines it to protect you. A quick call or in-app travel notice to your card issuer before you pay clears it.
• International purchases are switched off. Many US debit cards and some credit cards ship with international online purchases disabled by default. Toggle "international transactions" on in your banking app, then retry.
• Insufficient available funds on a debit card. A debit charge draws the full $80 or $90 immediately. If the linked account does not hold that balance at the moment you confirm, the charge fails even though the card is valid.
• A typo in the card details. A mistyped card number, an expired card, a wrong CVV, or a billing ZIP that does not match what your bank has on file will bounce the payment. Re-enter carefully and confirm the billing ZIP matches your statement address.
• A prepaid or gift card that blocks international or recurring authorizations. Some prepaid cards simply do not allow overseas charges. Use a standard card or a digital wallet instead.

The single most useful thing you can do is tell your bank you are about to make an international online purchase before you start. Most US banking apps now have a one-tap travel notice or a fraud-alert toggle that does this in 30 seconds, and it prevents the most common decline outright. If your payment still will not go through after that, our Cambodia visa credit-card-declined fixes for Americans walks through every cause and the exact retry order to follow.

Paying safely, plus the separate e-Arrival payment

A visa payment is a moment to slow down for ten seconds, because the travel-document space attracts copycat checkout pages designed to harvest card details. The good news is that the checks are quick and the same ones you would run on any online purchase. Confirm the page is on a secure connection — the padlock and an https address in your browser bar — before you type a single digit of your card number. Pay on your own network rather than open airport or hotel Wi-Fi where you can help it.

A genuine checkout shows you the price clearly before you confirm, charges that exact amount, and emails you a confirmation. It does not ask for your full passport details a second time after payment, and it does not request a wire transfer, cryptocurrency, or a gift-card code — no legitimate visa payment ever does. If anything about a checkout feels off, stop and verify the site before paying. Our guide on whether the Cambodia eVisa payment is safe and how Americans avoid visa-payment scams covers the red flags in detail.

Once your visa is paid and approved, there is one more small payment to plan for. Every air arrival in 2026 also files the Cambodia e-Arrival Card — a digital arrival declaration of 14 fields covering your passport, flight, and accommodation details, submitted within 7 days before you land. Verified through us, it is a separate $5 USD payment, and you can pay it on the same card or wallet you used for the visa with no extra surcharge. It is a small line, but it is a real one, so budget the $5 per traveler alongside the visa rather than being surprised by it.

For most American applicants the whole payment step takes under a minute: pick your card or wallet, confirm the USD total, and the approved eVisa is delivered as a printable PDF by email within 3 business days. There is no rush surcharge and no weekend fee — one flat price, one timeline, free resubmission if Immigration flags a correction. If you want the full breakdown of what that $80 or $90 covers before you pay, our Cambodia visa cost guide for Americans itemizes every dollar.

Next steps and related reading for Americans: apply for your Cambodia eVisa when you are ready to lodge, check our Cambodia eVisa foreign-transaction-fee guide for Americans to see whether your bank adds a markup, skim the FAQ on Cambodia visa payment for quick answers, and use our glossary of Cambodia visa terms to decode any acronym in this guide.