What should I do if my payment is declined the first time?

Retry the payment on the same application rather than starting a new one. Starting over can leave a pending authorization on the failed attempt and a second charge on the successful one. Fix the card-side issue first — clear the fraud flag, switch on international purchases, or check available funds — then pay again on the same checkout.

Do I pay for the e-Arrival Card on the same card as the visa?

You can. The e-Arrival Card is a separate $5 USD payment verified through us — 14 fields, submitted within 7 days before you land — but it accepts the same cards and wallets as the visa, with no extra surcharge. It appears as its own $5 line on your statement, separate from the visa charge, because it is a separate filing rather than a hidden add-on.

결제2026년 6월 13일10 최소 읽기 시간

How to Pay for Your Cambodia eVisa: Accepted Cards for US Applicants

The short answer for US applicants: every card you actually carry works. Visa, Mastercard, American Express, and Discover — credit or debit — plus PayPal, Apple Pay, and Google Pay all clear the $80 Tourist or $90 Business eVisa, billed in US dollars. Here is the network-by-network breakdown of what is accepted and what gets your card stopped.

Written byHenri DuPont

10 최소 읽기 시간Updated 2026년 6월 13일

Which payment methods can US citizens use for the Cambodia eVisa?

US citizens can pay with any major card network — Visa, Mastercard, American Express, or Discover, as either a credit or debit card — plus the PayPal, Apple Pay, and Google Pay wallets. You pay the $80 USD all-in Tourist eVisa or $90 USD Business eVisa price, billed in US dollars, with no separate processing surcharge at the final step. A US debit card clears exactly like a credit card as long as it is enabled for international online purchases and the full amount is available when you confirm. Because the charge settles in USD there is nothing to convert, though a few US banks add their own foreign-transaction fee of roughly 1 to 3 percent. The most common payment snag for Americans is their own bank declining an unfamiliar international charge as suspected fraud, which a 30-second heads-up to your card issuer prevents.

핵심 요약

All four card networks a US traveler holds are accepted: Visa, Mastercard, American Express, and Discover — as credit or debit — for the $80 USD Tourist or $90 USD Business all-in price.
PayPal, Apple Pay, and Google Pay all work too, so you never have to type a card number if you would rather pay from your phone.
A US debit card is treated exactly like a credit card, with one catch: the full $80 or $90 must be sitting in the linked account at the moment you confirm, because a debit charge draws immediately.
The charge is billed in US dollars — there is no currency conversion to second-guess — though a few US cards still add a foreign-transaction fee of roughly 1 to 3 percent, which is your bank, not the visa price.
The mandatory e-Arrival Card is a separate $5 USD payment, verified through us — 14 fields, submitted within 7 days before you land — and it takes the same cards and wallets with no extra surcharge.

Which cards work — and why this question keeps coming up

If you can use a card to buy something online from home, you can almost certainly use it to pay for your Cambodia eVisa. The checkout accepts all four card networks US travelers carry — Visa, Mastercard, American Express, and Discover — as credit or debit, and it also takes PayPal, Apple Pay, and Google Pay. You pay $80 all-in for a Tourist eVisa or $90 for a Business eVisa, in US dollars, and the number you confirm is the number on your statement.

The reason Americans ask "will my card even work?" before applying is usually history, not Cambodia. Travelers have been stung by overseas checkout pages that quote one figure and bill another, by surprise "service" lines added at the final screen, and by cards that bounce with no explanation. This guide goes network by network, spells out how debit behaves differently from credit, shows what the charge looks like on a US statement, and lists the short set of reasons a card gets stopped so you can clear it in seconds.

Below you will find the accepted card networks one at a time, the digital wallets, how debit cards behave, what shows on your statement in US dollars, and the handful of fixes for a declined payment. When you are ready, you can apply online in about ten minutes. For the full picture of every entry rule, document, and fee, our Cambodia visa guide for United States citizens is the canonical reference.

The four card networks, one at a time

What matters at checkout is the network logo on the front of your card — Visa, Mastercard, American Express, or Discover — not the bank that issued it. A regional credit-union card runs the same as a major-issuer card on the same network. Here is how each one behaves for a US applicant.

Visa and Mastercard

These two cover the vast majority of US applicants and they are handled identically. Whether it is a Chase Sapphire, a Capital One Venture, a Bank of America cash-back card, or a plain checking-account debit card with a Visa or Mastercard mark, it goes through the same way. There is no special enrollment, no separate verification rail — you enter the card, confirm the USD total, and the approved eVisa lands by email within 3 business days.

American Express and Discover

Both are accepted on the US checkout, which is worth saying plainly because AmEx and Discover are sometimes refused on overseas travel sites. They are not refused here. The only thing to watch is that a handful of American Express cards apply their own foreign-transaction fee on a charge processed through an overseas merchant — that is the card issuer, not the visa price, and it is the same fee you would see on any international purchase with that card.

자주 묻는 질문

Which payment methods can US citizens use for the Cambodia eVisa?

Any major card network — Visa, Mastercard, American Express, or Discover, as a credit or debit card — plus PayPal, Apple Pay, and Google Pay. You pay the $80 USD all-in Tourist eVisa or $90 USD Business eVisa price, billed in US dollars, with no separate processing surcharge at the final step. Essentially every card or wallet a US traveler carries works.

Can I pay for a Cambodia eVisa with American Express or Discover?

Yes. Both American Express and Discover are accepted on the US checkout, even though they are sometimes refused on overseas travel sites. The only thing to watch is that a handful of AmEx cards apply their own foreign-transaction fee on a charge processed through an overseas merchant — that is the card issuer charging you, not the visa price changing.

Can I use a debit card to pay for a Cambodia eVisa?

Yes. A US debit card with a Visa or Mastercard logo is accepted exactly like a credit card, as long as it is enabled for international online purchases. The one difference is timing: a debit charge draws the full $80 or $90 immediately, so the linked account must hold that balance the moment you confirm. If the account is short that day, the payment fails even though the card is valid.

Is the Cambodia eVisa charged in US dollars or local currency?

In US dollars. When you confirm an $80 Tourist eVisa, your card is charged $80 USD — there is no currency conversion at checkout and no dynamic-currency-conversion screen at a marked-up rate. Some US banks still add their own foreign-transaction fee of roughly 1 to 3 percent on a payment processed through an overseas merchant, but that is the bank charging you, not the visa price.

Can I pay with Apple Pay, Google Pay, or PayPal?

Yes. The checkout supports all three wallets. They charge the card or balance you already have linked, so an Apple Pay payment bills the card in your Wallet app and a PayPal payment draws on your PayPal balance or backup funding source. A benefit is that the wallet tokenizes the transaction, so your raw card number never touches the checkout — useful if you would rather not type card details on a travel site.

Why was my US card declined on the Cambodia eVisa checkout?

Almost always because your bank flagged an unfamiliar international charge as suspected fraud and declined it to protect you. A quick call or in-app travel notice to your card issuer before you pay clears it. Other causes are international purchases switched off in your banking app, insufficient funds on a debit card, a typo in the card details or billing ZIP, or a prepaid card that blocks overseas charges.

출처

Henri DuPont

Henri runs the Pricing Honesty desk at VisaToCambodia. He audits visa-agent checkout pages for hidden surcharges and bait-and-switch fees, and he writes the payment and cost cluster so US travelers see exactly which card clears, what lands on their statement, and what the $80 or $90 covers — every figure itemized before they confirm.

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